Health Savings Account (HSA)

Save tax-free for current and future qualified medical expenses.

An HSA is only available if you participate in a high deductible health plan.

  • Minimum opening deposit is only $50.
  • HSA set-up fee is only $20; no annual fee.
  • Only $6 monthly service charge if minimum balance falls below $500.
  • First order of HSA specialty checks is FREE.
  • FREE HSA Visa® Check Card.
  • FREE Online Banking and Bill Pay.
  • Higher interest rates with balances of $2,500 or more.
  • Interest paid monthly.
  • Distributions made from your account to pay or reimburse qualified medical expenses are tax-free.
  • Your investment income grows tax-free.
  • A 6-month HSA Certificate of Desposit is also available. See a personal banker for details.